Working capital loan at
low interest rate
Without collateral in partnership
with 10+ banks & NBFCs
Powered by Top NBFCs and Banks as Lending partners
500 Cr.+
Loan Disbursed
48.5 Lakhs
Average Loan Size
18%
Lowest Rate of Interest
5000+
Businesses Served
Secure your Working Capital Loan in India – All through WhatsApp
No Lengthy Applications, No Visits – Just a Straightforward and Speedy Process
Step 1
Scan QR Code
Step 2
Answer a few quick questions
Step 3
Upload documents through WhatsApp
Step 4
Get loan decision & funds ASAP!
Keeping Your Business Flowing smoothly with Working Capital Loans
Term loans are financial instruments extended by lenders for defined durations with the choice of fixed or floating interest rates. Further categorization of business term loans may be based on factors such as tenure and the nature of interest rates.
Tailored Loans
Customized loans that align with your business needs, providing the funds required to seize opportunities and overcome challenges.
Financial Flexibility
Enjoy financial flexibility with funds available when you need them, allowing you to seize opportunities and overcome challenges.
Simple & Quick
Easy application process and fast approval, so you can focus on your business without unnecessary delays.
Why Business Needs a Working Capital Term Loan
Running a business? You’re not alone in facing financial ups and downs. That’s where a working capital term loan comes in - your trusted ally to navigate tricky situations and fuel growth.
Sales Ups & Downs
No worries! This loan acts as a buffer, keeping your business running smoothly even when sales fluctuate.
Unexpected Expenses
Emergencies happen. A loan provides a safety net, ensuring you can handle them without breaking a sweat.
Big Orders, Big Rewards
Got a chance to land a huge order? A loan fuels your growth without draining your cash flow.
Stable Cash Flow, Happy Business
Keep your finances on track, meet obligations, and seize new opportunities with consistent cash flow.
Grab the Golden Ticket
Don’t miss out on exciting business prospects! A loan empowers you to act fast and conquer new markets.
Ready to unleash your business potential? Explore our flexible working capital term loans and turn challenges into stepping stones!
EnKash Capital Working Capital Loans:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Unsecured Line of Credit tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Unsecured Line of Credit
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
Is this Working Capital loan for you?
What makes EnKash Capital's working capital loan different from other options?
What documents do I need to provide?
What are the interest rates and repayment terms?
Do I need collateral to secure the loan?
How can I apply for the loan?
How Will Any Grievance Be Addressed?
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