Unsecured Line of Credit
Low Interest rate business loans at 1% p.m.
Powered by Top NBFCs and Banks as Lending partners
500 Cr.+
Loan Disbursed
48.5 Lakhs
Average Loan Size
18%
Lowest Rate of Interest
5000+
Businesses Served
Apply Easily for Unsecured Line of Credit – All through WhatsApp!
No Lengthy Applications, No Visits – Just a Straightforward and Speedy Process
Step 1
Scan QR Code
Step 2
Answer a few quick questions
Step 3
Upload documents through WhatsApp
Step 4
Get loan decision & funds ASAP!
Understanding Line of Credit at EnKash Capital
An Unsecured Line of Credit is a financial tool that provides businesses with a pre-approved borrowing limit without requiring collateral. It allows quick access to funds, making it an ideal solution for managing working capital, taking discounts, and addressing various business needs. EnKash’s Unsecured Line of Credit is designed for flexibility and speed, offering businesses a hassle-free and rapid financial solution.
Flexible Borrowing Limit
Adapt your credit line as your business grows - borrow what you need, when you need it.
No Collateral Required
Access funds without pledging your assets - freedom and simplicity for your financial needs.
Tailored for Managing Cash Flow
Smooth out peaks and valleys - bridge cash flow gaps and seize opportunities with ease.
Empowering Businesses with Flexible Funding
Explore EnKash’s Line of Credit – a fast, tailored funding solution offering benefits like cash discounts and vendor payments. Learn about eligibility, repayment, and unique features for quick financial empowerment. Elevate your business growth with EnKash’s streamlined Line of Credit.
Quick Access to Funds
Get funded in days, not weeks - capitalize on market opportunities without delay.
Customized for Various Industries
From tech startups to established retailers, we tailor solutions to your specific needs.
Ideal for Working Capital
Optimize daily operations - purchase inventory, cover payroll, and fuel growth.
Revolving Credit Structure
Pay back and access your line repeatedly - a dependable financial lifeline for your business.
Lower Interest Charges
Reward responsible repayment with reduced interest rates - save money while maintaining financial discipline.
Unleash the Power of EnKash Capital Line of Credit!
EnKash Capital Unsecured Line of Credit:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Unsecured Line of Credit tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Unsecured Line of Credit
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
What makes EnKash Capital's unsecured line of credit different from other options?
What documents do I need to provide?
What are the interest rates and repayment terms?
Do I need collateral to secure the loan?
How can I apply for the loan?
How Will Any Grievance Be Addressed?
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