Business Loans in Kolkata
by EnKash Capital
Competitive Interest Rates Starting from 1% p.m
Collateral-Free | Fastest Approval
Unsecured Loan | Up to 60 Months Tenure
Simple Eligibility | Minimum Documentation
Powered by Top NBFCs and Banks as Lending partners
Effortless Application via WhatsApp:
for a business loan in Kolkata effortlessly
– all through WhatsApp!
Step 1
Quick Questionnaire: Answer a few brief questions (takes less than a minute)
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Step 2
Secure Document Upload: Safely upload your documents via WhatsApp.
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Step 3
Instant Decision & Funding: Receive your loan decision quickly and get funds ASAP!
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Step 4
No Visits Required: A straightforward and speedy process, entirely online
Why Choose EnKash Capital in Kolkata?
Kolkata, the cultural and commercial heart of Eastern India, is known for its rich history, diverse industries, and vibrant economy. From textiles to technology, businesses in Kolkata are seeking flexible financial solutions to fuel their growth and navigate the competitive landscape.
Support Expansion Efforts
Ideal for businesses looking to scale, improve infrastructure, or explore new markets.
Maintain Operational Efficiency
Manage day-to-day expenses and cash flow seamlessly.
Enhance Business Credit
Timely repayment of loans strengthens your credit profile for future financial ventures.
Why Choose EnKash Capital for Your Business Loan Needs in Kolkata?
- Collateral-Free Loans: Access swift financial support without the need for asset collateral, fostering growth for SMEs across industries.
- Customized for Kolkata’s Economy: Financial solutions designed to meet the unique needs of Kolkata’s diverse business sectors.
- Competitive Interest Rates: Attractive rates to support the profitability and sustainability of your business.
- Broad Support Spectrum: Whether upgrading equipment or covering operational costs, EnKash is your dedicated financial ally.
- Collateral-Free Loans: Access swift financial support without the need for asset collateral, fostering growth for SMEs across industries.
- Customized for Kolkata’s Economy: Financial solutions designed to meet the unique needs of Kolkata’s diverse business sectors.
- Competitive Interest Rates: Attractive rates to support the profitability and sustainability of your business.
- Broad Support Spectrum: Whether upgrading equipment or covering operational costs, EnKash is your dedicated financial ally.
Seamless WhatsApp-Based Application Process
Aligned with Kolkata’s evolving digital landscape, EnKash Capital offers a modern, WhatsApp-based application process, ensuring businesses can quickly secure funding with minimal hassle.
The financial capital of India is not only home to big dreams but also to a multitude of businesses striving to make their mark. In a city celebrated for its timeless art-deco, vibrant culture, and unmatched history, financial challenges should not be a roadblock to success.
Kolkata: A City of Endless Business Opportunities As a hub of commerce and culture, Kolkata presents a dynamic environment for business success. EnKash Capital is committed to supporting Kolkata’s economic growth by providing strategic financial solutions.
Exclusive Lender Partnerships
Access the best rates and diverse loan options through our 10 lending partners
Efficient Pre-screening:
Optimized approval chances with pre-screening that matches lender credit criteria
Streamlined Approval Process:
Higher approval rates and simplified borrowing, thanks to direct lender ties.
Competitive Interest Rates:
Enjoy the lowest rates (1% p.m. to 1.5% p.m.), curated from multiple partners.
Unsecured Loans:
Secure a loan without risking your assets.
Elevate Your Business in Kolkata with EnKash Capital – Where Your Growth is Our Goal!
About Kolkata
Kolkata significantly contributes to the nation’s economy, particularly in sectors such as IT, textiles, gems and jewelry, leather processing, entertainment, and healthcare. The city's strategic location near the Bay of Bengal has facilitated trade and commerce, making it a vital center for business and industry in Eastern India.
EnKash Capital Business Loans in Kolkata
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Business Term Loans in Kolkata tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Business Term Loans in Kolkata
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
What is a Business Capital Loan?
Can I get a Business Capital Loan from EnKash Capital?
How is it different from a traditional term loan?
What are the eligible purposes for a Business Capital Loan?
What documents are required for an EnKash Capital Business Capital Loan?
Is collateral required for an EnKash Capital Business Capital Loan?
How quickly can EnKash Capital approve and disburse a Business Capital Loan?
What is the tenure for repaying a Business Capital Loan?
How is the loan amount determined?
Are there penalties for late payments?
How does EnKash Capital support businesses in financial distress?
Can startups apply for a Business Capital Loan with EnKash Capital?
How is the interest rate determined?
What are the key factors EnKash Capital lending partner’s considered in loan evaluation?
What makes EnKash's business loan different from other options?
What documents do I need to provide?
What are the interest rates and repayment terms?
Do I need collateral to secure the loan?
How can I apply for the loan?
How Will Any Grievance Be Addressed?
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Loan by Industry Type
Manufacturing
Supercharge Your Manufacturing Venture with EnKash Capital’s Business Capital Loan!
E-Commerce
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Whole Sellers
Wholesale Financing Solutions At Low Interest rates
show more
Choose Term Loan by City
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