Available for Manufacturers, Wholesalers, Traders & Service Providers and More
Apply for a Small Business Loan upto 2 lakhs
– All through WhatsApp!
Step 1
Scan QR Code
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Step 2
Answer a few brief questions
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Step 3
Upload documents through WhatsApp
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Step 4
Get loan decision & funds ASAP!
Loan Upto 2 lakhs with Fast Approval
Enkash capital Small Business Loan upto 2 lakhs is crafted to support the financial needs of businesses,
providing quick and convenient access to funds for various operational requirements.
Strategic business loan
Swift Financial Solutions for Businesses
Quick WhatsApp based application
Streamlined Application Process for Quick Approvals
Easy repayment and low Interest
Tailored Repayment Plans for Comfortable Financial Management
Superfast Business Growth with
Small Business Loans
Explore the benefits of EnKash Capital's Small Business Loans, designed to empower small businesses with
financial support for their growth and sustainability
Instant Access
Secure up to Rs 2 lakhs in funding within hours, allowing you to capitalize on immediate opportunities and respond swiftly to client needs
Minimal Documentation
Enjoy a hassle-free application process with minimal paperwork, simplifying the loan process compared to traditional methods
Rapid Disbursal
Access your business funds within 24- 48 hours of application, ensuring quick and timely financial support for your ventures
Unsecured Flexibility
Experience the freedom of a collateral-free, unsecured business loan, making the funding process more accessible and straightforward
One Application, Multiple Offers
Get the best interest rates and loan repayment options from more than 10 lending partners of us with one single application
Competitive Interest Rates
Benefit from EnKash Capital's efforts to secure the lowest interest rates (1% p.m. to 1.5% p.m.) by matching your requirements with multiple partners and lenders
EnKash Capital Small Buisness Loans:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Medium Buisness Loans tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
Individual KYC:
PAN Card verifies the identity and financial history of applicants and their business associates.
6 months for current/savings accounts to assess cash flow and stability.
12 months for OD/CC accounts for a deeper financial overview.
Business Continuity/KYC:
Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
GST Statement:
Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
ITR (Income Tax Returns):
Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
Ownership Proof:
Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Company KYC:
For partnerships/LLPs, partnership deed + PAN.
For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Medium Buisness Loans
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
What is a Small Business Loan?
A Small Business Loan is a financial product designed to provide capital to businesses for various purposes such as expansion, working capital, or purchasing equipment.
How much loan can I get?
You can secure up to Rs 2 lakhs.
How quickly can I get the funds?
Our streamlined process and fast approvals mean you can receive the funds within hours of your loan being approved.
What documents do I need to provide?
We keep the process simple and require minimal paperwork. The exact documents can vary depending on your business and financial profile, but typically include basic KYC documents and some business-related paperwork.
What are the interest rates and repayment terms?
Our interest rates are competitive and transparent. It ranges from 1% p.m. to 1.5% p.m.
Do I need collateral to secure the loan?
No, this loan is collateral-free, meaning you don't need to pledge any assets to qualify.
How can I apply for the loan?
Applying is easy! You can simply scan the QR code given above and complete the application in a few steps on WhatsApp.
What makes EnKash Capital's small business loan different from other options?
We understand the unique challenges faced by small business owners and tailor loan solutions accordingly. We work with our lending partners to offer competitive rates, fast approvals, flexible repayment options, and dedicated support to empower your service business with ease. We have tie ups with 10 lending partners so you get best interest rates and loan repayment options with one single application.
How long does the loan approval process take for loans?
EnKash Capital application process is very quick through WhatsApp and we have multiple lender partnerships to get you the highest loan approved within 48 hours.
How Will Any Grievance Be Addressed?
Indifi
Contact Information Call us 9696555444 Timings:10.00 a.m. to 7.00 p.m. (Monday to Friday excluding public holidays)
Please keep your application Id/Loan Id or Registered Mobile Number handy for quick response. Email [email protected] (To register a query, request or complaint related to loans facilitated by Indifi Technologies, please email on the above address.) Please include following information while writing to us Mail should be from your registered email address.
The Grievance Redressal Officer Indifi Technologies Private Limited Address: Plot No. 63, Second Floor, Sector – 44, Institutional Area, Gurgaon – 122002 Email id: [email protected] Phone: +91 8448895332 To the attention of: Priyanka Singh
Access up to ₹2L small business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
Access up to ₹25L medium business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
Access up to ₹50L large business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
EnKash Capital bridges this gap by directly assisting Amazon sellers in obtaining business loans that cater to their specific needs for growing their e-commerce ventures.
Eligibility and Documents for Fastest Working Capital Loans in India
The eligibility for working capital loans typically focuses on the current financial health of the business, its cash flow statements, and its ability to repay the loan in the short term.