Instant Approval For
Business Loan
Amount Upto 50 L
Boosting the growth of 5000+ businesses
Powered by Top NBFCs and Banks as Lending partners
Need a Business Loan? Simply in 3 Steps
Apply digitally
Provide business details, Bank Statement, Business proof details like GSTIN etc
Verify business
Instant verification & approval. Submit business KYC documents
Get loan credited
Get Loan credited in your business account
EnKash Capital Business Loan
To Empower Growth
Collateral-Free
No property to pledge, just focus on growth
Flexible Repayments
Tailor your schedule to your cash flow
Competitive Rates
Cost-effective solutions for your financial needs
Effortless Process
Simple application, quick approval
Rapid Funding
Fuel your expansion, fast
Personalized Support
Dedicated team at your side, every step of the way
Transparent Terms
No surprises, just clarity
Responsive Customer Service
Always there to help you prosper
What is a Business Loan?
In simpler terms, a business loan is a helping hand from financial institutions, specifically designed to meet your diverse operational and growth needs. Whether you’re a budding entrepreneur or a seasoned player, these loans unlock possibilities from scaling your inventory to venturing into new markets.
No Collaterals, Quick Disbursal
Tailored Loans
Customized loans that align with your business needs, providing the funds required to seize opportunities and overcome challenges.
Financial Flexibility
Enjoy financial flexibility with funds available when you need them, allowing you to seize opportunities and overcome challenges.
Simple & Quick
Easy application process and fast approval, so you can focus on your business without unnecessary delays.
Why Business Loans are required?
Seize growth opportunities, expand product lines.
Embrace technological disruption with cutting-edge upgrades.
Navigate seasonal fluctuations and meet peak-season demands.
Capitalize on strategic projects to transform your business.
Explore franchise dreams, tapping into lucrative opportunities.
Do’s and Don’ts of applying for business loans.
Do's
Understand Business Needs
- Define loan purpose and amount
- Avoid excessive borrowing
Explore Options
- Look beyond traditional banks.
- Consider alternative sources.
Be Informed
- Differentiate secured and unsecured loans.
- Recognize pros and cons.
Plan Ahead
- Have a clear utilization plan.
- Allocate funds efficiently.
Dont's
Apply Unnecessarily
- understand loan benefits.
- Consult with advisors.
Avoid Rush Decisions
- Evaluate loan terms thoroughly.
- Avoid rushed decisions.
Financial Planning Matters
- Plan loan utilization.
- Implement a detailed financial plan.
Repayment Details Matter
- Review repayment terms.
- Avoid overlooking details.
EnKash Capital Business Loans:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Business Loans tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Business Loans
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
What is a Business Capital Loan?
Can I get a Business Capital Loan from EnKash Capital?
How is it different from a traditional term loan?
What are the eligible purposes for a Business Capital Loan?
What documents are required for an EnKash Capital Business Capital Loan?
Is collateral required for an EnKash Capital Business Capital Loan?
How quickly can EnKash Capital approve and disburse a Business Capital Loan?
What is the tenure for repaying a Business Capital Loan?
How is the loan amount determined?
Are there penalties for late payments?
How does EnKash Capital support businesses in financial distress?
Can startups apply for a Business Capital Loan with EnKash Capital?
How is the interest rate determined?
What are the key factors EnKash Capital lending partner’s considered in loan evaluation?
What makes EnKash's business loan different from other options?
What documents do I need to provide?
What are the interest rates and repayment terms?
Do I need collateral to secure the loan?
How can I apply for the loan?
How Will Any Grievance Be Addressed?
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Choose Business Loan by City
Various Loans Type
Working Capital Loan
Working capital loan at low interest rate
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Flipkart Seller Loan
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Loan by Industry Type
Manufacturing
Supercharge Your Manufacturing Venture with EnKash Capital’s Business Capital Loan!
E-Commerce
Unleash Growth With EnKash Capital’s E-Commerce Business Loans
Whole Sellers
Wholesale Financing Solutions At Low Interest rates
show more
Choose Term Loan by City
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