MSME Loans Starting At
1% Interest Rate
Fastest Loan Disbursal in 48 Hours
Powered by Top NBFCs and Banks as Lending partners
Secure your MSME Loan in India – All through WhatsApp
No Lengthy Applications, No Visits – Just a Straightforward and Speedy Process
Step 1
Scan QR Code
Step 2
Answer a few quick questions
Step 3
Upload documents through WhatsApp
Step 4
Get loan decision & funds ASAP!
What are MSME loans?
MSME loans are financial lifelines for small and medium businesses, fueling crucial milestones like expansion, purchases, and operations.
Fast Online Application
Approval in days, not weeks.
Clear Terms
No hidden fees or surprises.
Flexible Repayments
Choose the plan that fits your cash flow.
Up to 50 Lakhs
Spread out repayments comfortably.
12-60 Month Tenures
Approval in days, not weeks.
Fast Online Application 2
Approval in days, not weeks.
Fuel your entrepreneurial journey with precisely-sized MSME loans
Flex Your Repayments
Breathe easy with a cash flow-friendly repayment schedule.
Cost-Effective Growth
Maximize your bottom line with competitive rates.
Clarity at Every Step
Experience a transparent and streamlined process.
We’re more than just lenders. We’re your trusted financial partner
Quick Disbursal
Access funds fast to grab those crucial growth moments.
Minimal Documentation
Focus on your business, not paperwork. We keep it simple.
No Collateral Required
Don’t risk your assets. Breathe easy with collateral-free loans.
Dedicated Support
Our team is always with you, offering personalized guidance.
Dreaming of an MSME loan to fuel your business growth?
Do's
Document Detective
- Double-check every required document
Credit Score Checkup
- Maintain a healthy credit score, the key to unlocking better loan terms.
Plan Your Needs
- Calculate your exact loan requirement – borrow smart, grow wisely!
Dont's
Loan Shark Siren
- Steer clear of shady lenders – prioritize verified.
Multi-Application Mayhem
- Avoid simultaneous applications; multiple inquiries can hurt your credit score.
Debt Detox First
- Settle outstanding dues before applying – a clean slate boosts your approval chances.
EnKash Capital MSME Loans:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible MSME Loans tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
MSME Loans
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
What's an MSME Loan?
SME vs. MSME? What's the Difference?
What makes EnKash's MSME loan different from other options?
What documents do I need to provide?
What are the interest rates and repayment terms?
Do I need collateral to secure the loan?
How can I apply for the loan?
How Will Any Grievance Be Addressed?
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