3500 Cr.+
Loan Disbursed
Need a Business Loan?
Simply in 3 Steps
Simply in 3 Steps
Apply digitally
Provide business details, Bank Statement, Business proof details like GSTIN etc
Verify business
Instant verification & approval. Submit business KYC documents
Get loan credited
Get Loan credited in your business account
Best Business Loans
for MSME & Growing Businesses!
for MSME & Growing Businesses!
Quick Application Process
Save time for instant business finance
Unsecured Loans
Business loans without risking valuable assets.
Flexible Business Loan Amounts
Loan amount upto 50L to suit various company sizes
Transparent Terms
Clear terms on your loan, from repayment structures to interest rates.
Online Account Management
Keep track of your loan’s progress, payments, and remaining balance.
No Repayment Penalties
Pay off your loan ahead of schedule without incurring extra charges.
Unsecured, Low Interest Rate
Business Loans for All Industries
Business Loans for All Industries
Manufacturing
E-Commerce
Wholesaler
Services
Traders
Get instant business financing to achieve your dreams!
Explore business loan products and start growing your business.
Get Business LoanGet Business LoanBusiness Loans for Different Needs
Working Capital
Cover expenses such as payroll, inventory replenishment, rent, utilities, and other operational costs.
Inventory Purchase
Purchase inventory in bulk to take advantage of bulk discounts or to meet customer demand.
Equipment Acquisition
To purchase or lease specialized equipment, by restaurants, construction companies.
Expansion Initiatives
To cover costs related to opening new locations, launching new product lines, or entering new markets.
Technology Upgrades
For technology upgrades, software implementations, or digital infrastructure enhancements.
Marketing & Advertising
Investing in marketing and advertising campaigns to attract new customers.
Repair & Maintenance
For regular maintenance or unexpected repairs.
Short-Term Cash Flow Gaps
To bridge the cash flow gaps from delayed payments from customers, unexpected expenses, or other unforeseen circumstances.
Hiring and Training
To cover recruitment costs, employee training, and initial salaries.
5000+
Businesses Served
98%
Approval Rate
45 Lakhs
Average Loan Size
Approval time
Faster Than Industry Average
12%
Lowest Rate of Interest
EnKash Capital Unsecured Business Loans:
Streamlined Eligibility & Document Guide
Scaling a business requires substantial financial investment, whether it's for expansion, upgrading technology, or enhancing your workforce's skills. EnKash Capital is dedicated to empowering your business's growth by offering flexible Unsecured Business Loans tailored to your needs. Our unique approach ensures that you have the financial support to pursue your business aspirations, from office renovations to purchasing new equipment. With our streamlined process, securing a loan for your business's short or long-term needs has never been easier or more efficient.
Simplified Application Process: We understand that time is of the essence for business owners. That's why we've simplified the loan application process with our innovative WhatsApp-based application system. With just one application, you gain access to competitive loan offers from over ten lending partners. Our commitment to minimal documentation and quick turnaround times means you can focus on what matters most—growing your business. Enjoy competitive interest rates starting from as low as 1% per month, loans up to Rs. 50 Lakh, and flexible repayment options up to 60 months.
- PAN Card verifies the identity and financial history of applicants and their business associates.
- Aadhar Card ensures accurate, up-to-date identity verification.
Individual KYC:
- 6 months for current/savings accounts to assess cash flow and stability.
- 12 months for OD/CC accounts for a deeper financial overview.
Bank Statement:
- Proof of operational history through ITR, rent agreements, MSME registration, or GST registration, highlighting business stability.
Business Continuity/KYC:
- Mandatory for loans over 10 Lakhs, a 12-month statement showcases tax compliance and business scale.
GST Statement:
- Two-year requirement for loans over 10 Lakhs, providing a detailed look at financial health and tax adherence.
ITR (Income Tax Returns):
- Validates the business premises through documents like electricity bills, sale deeds, or rent agreements.
Ownership Proof:
- For partnerships/LLPs, partnership deed + PAN.
- For Pvt Ltd/Ltd, COI, PAN, MOA, AOA, and director/shareholder details confirm legal and operational status.
Company KYC:
These documents are integral to forming a complete picture of your business, ensuring EnKash Capital can efficiently process and approve your
Unsecured Business Loans
application. By demonstrating your business’s stability, financial health, and compliance, you pave the way for a smooth financing journey.
FAQ
Disclaimer: EnKash Capital is a platform that connects businesses with different RBI-licensed NBFCs who are willing to offer lending options to the businesses. The loans offered on the platform are subject to the terms and conditions and loan approval process of the NBFC partners.
How to apply for a Business loan for business financing?
What is an unsecured business loan?
What is the difference between a business line of credit and working capital loans?
Is EnKash the direct source for business loans?
What is the eligibility criteria for getting business loans?
What is the repayment process?
What is the rate of interest on business loans?
What is the loan amount?
What is the loan tenure?
How will any grievance be addressed?
One Stop Destination for Business Financing
Various Loans Type
Working Capital Loan
Working capital loan at low interest rate
Amazon Seller Loan
Empowering Amazon Sellers with Financial Growth
Flipkart Seller Loan
Business loans without collateral in partnership with 10+ banks & NBFCs
Loan by Size
Small Business Loan upto 2 Lacs
Access up to ₹2L small business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
Medium Business Loan upto 25 Lacs
Access up to ₹25L medium business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
Large Business Loan upto 50 Lacs
Access up to ₹50L large business loans plus Prizes. No collateral, low rates, instant approval. Simplified WhatsApp process for manufacturers, traders & more.
Loan by Industry Type
Manufacturing
Supercharge Your Manufacturing Venture with EnKash Capital’s Business Capital Loan!
E-Commerce
Unleash Growth With EnKash Capital’s E-Commerce Business Loans
Whole Sellers
Wholesale Financing Solutions At Low Interest rates
Popular Articles
Best Option for Business Loans in 2024 | EnKash Capital
With its unparalleled suite of financial products, including Working Capital Loans, Amazon and Flipkart Seller Loans, Unsecured Lines of Credit, MSME Loans, Business Loans, and Term Loans, EnKash Capital is dedicated to empowering businesses for growth and operational efficiency.
Eligibility and Documents for Fastest Business Loans in India
Our innovative WhatsApp-based application system is designed for fastest business loan application approval with minimum documentation and basic eligibility.
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We make obtaining business loans simpler and quicker than traditional government schemes like Aatmanirbhar Bharat and Make in India.
